The Federal Government of Nigeria has unveiled a four-step digital distribution process for selected beneficiaries of its ₦50,000 monthly cash support programme, aimed at delivering direct financial aid to vulnerable households.

To eliminate bureaucratic delays, the government has partnered with approved digital payment platforms—including ALAT by Wema, MoMo PSB, NairaGram, OPay, and Moniepoint—to disburse funds directly to recipients without requiring office visits or physical paperwork.

4 Steps to Receive the ₦50,000 Support
SMS Notification: Selected beneficiaries will receive an official text message from one of the participating payment providers.

Consent Confirmation: Recipients must reply YES to the text message to confirm their participation. Payments will not be processed without this response.

Digital Wallet Setup: Upon confirmation, a digital wallet will automatically be generated and linked to the beneficiary's phone number and National Identification Number (NIN).

Fund Withdrawal: Beneficiaries can spend the funds directly from their wallet, make cash withdrawals at bank branches, or cash out through Point of Sale (POS) agents.

Official USSD Access Codes
To ensure inclusion for citizens without smartphones or internet access, the government and partner platforms have activated dedicated USSD shortcodes for instant access:

ALAT by Wema: *945*23#

MoMo PSB: *671*0#

NairaGram: *726*00#

OPay: *955*20# (or mobile app)

Moniepoint: *557*327# (or mobile app)

Federal authorities cautioned the public against fraudsters attempting to exploit the scheme. The government emphasized that the ₦50,000 grant requires no application fees, no agent payments, and no disclosure of sensitive banking credentials such as PINs or One-Time Passwords (OTPs).

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